State Bank of India is extending banking facilities to urban and rural areas through its wide spread channel of 556 branches, 960 ATMs and 2056 CSPs in Jharkhand.
According to Mahesh Deepchand Goel, Chief General Manager, Bihar and Jharkhand, YONO is very useful platform in form of mobile App that fulfils banking, insurance and investment needs of a customer as well as serve them facilities like online shopping, booking of railway tickets, movie tickets, etc on the go.
In banking scenario, YONO provides customers with facilities like digital account opening, paperless and hassle free day to day transactions, availing pre- approved personal loan, opening of time deposit accounts, availing overdraft facilities, etc. This App is also useful in withdrawing cash from ATM without use of ATM Card by using YONO CASH. This feature eliminates the risk of fraud through ATM cloning completely.
State Bank of India is continuously extending support to the industries for their development by way of funding them through various schemes to meet their financial requirement. In Jharkhand, there are many village and small industries which require special attention towards financial support for their development.
The bank is providing financial facilities through MUDRA scheme for the development of small industrialist. Bank is also providing direct finance to farmers for the development of Agricultural sector through its various schemes.
Further, allied agriculture area is getting benefit of financial help through Self Help Group.
Bank is continuously working towards creating awareness among Customers regarding various forms of Cyber Crime through various media channels to safeguard the uses of online and digital banking facilities.
Customer should never share security features like ATM Card number, Password, OTP, CVV number etc. with any person. Recently, state Bank Of India has introduced a toll free number 1800111109, so that customers can report any unauthorized transaction with the bank for further action. As an additional safety measure, Bank has introduced OTP based ATM withdrawal facility for transactions above Rs. 10000/- from 8 PM to 8 AM.
Time to time the Bank announces some special facilities for its valuable customers. As a New Year Bonanza State Bank of India declared the lowest interest rates for Housing loan i.e. 7.90% which is a worthy gift for its customers. Amulya Kumar Sahu, General Manager, Jharkhand and Nand Kishor Singh, Deputy General Manager, Ranchi Zone were also present to address the media.
