With barely 3 days to Diwali, last-minute festive season shopping means looking for the best deals, offers and discounts that can make your Diwali brighter and happier.

 The Indian consumer durable markets are bursting with the latest electronic gadgets like LED TVs, mobile phones, refrigerators, washing machines, etc. It is that time of the year where consumers take the opportunity to buy those big-budget products they've been waiting for all year long. Planning their purchases well in advance, consumers either scout for impulse deals or wait for lucrative festive offers from brands to fulfil them.

Brands anticipate this excitement and plan their new product launches strategically during this time of the year. The new launches coupled with exciting discounts and offers make sure that the consumers are spoilt for choices. Top mobile phone manufacturers generally launch their flagship products from September to November. These products are highly awaited by the consumers as they come with multiple upgrades in terms of technology, operating system and cameras. Apart from that, there are a plethora of new launches across LED TVs, smartphones, washing machines, hi-end DSLR cameras and other consumer durable product lines.

While Diwali has always been an exciting time for the consumers and brands, this year the festive season comes amid a slowing economy with just about 5% GDP growth in the June quarter—the slowest in six years. The Indian economy is going through a liquidity crunch, which has hurt consumer sentiments too. However, to counter these uncertain times, Bajaj Finance Limited, the lending arm of Bajaj Finserv has launched its #JustEMI wali Sparkling Diwali campaign.

Through this campaign, customers could #JustEMI their purchases, without increasing their budgets and upgrade their existing electronic gadgets with absolute ease. Customers can now avail Bajaj Finserv’s quick and hassle-free financing whether they shop online, offline, through their mobile wallet and credit card and abstain from blocking a huge sum of money in one go.

Moreover, customers also stand a chance to win exciting prizes by shopping on the Bajaj Finserv EMI Network. The company has created a virtual EMI Network Town where customers can participate in 4 different game challenges. One has to simply register online to play the game of their choice to score maximum points.

Bajaj Finserv’s ‘Sparkling Diwali’ offer is available in more than 90,000 online and offline stores across 1800 cities in India. The #JustEMI campaign also brings with it offers you won’t be able to resist:

• There are vouchers of Big Bazaar, BookMyShow, Pizza Hut, Baskin Robbins, Netflix and others, cashback of up to Rs 3000 and shopping vouchers of up to Rs 1200 while shopping through the Bajaj Finserv EMI Network Card.
• You can shop for the latest electronics on the EMI Network and get assured gift vouchers worth up to Rs. 9,500 on a minimum purchase of Rs. 15,000.
• Customers can also shop for a range of lifestyle products on easy EMIs and stand a chance to win vouchers up to Rs 5000. 
• If you’re making travel plans, there’s enough reason for you to cheer. While transacting through MakeMyTrip, you can avail 20 percent instant discount on domestic hotel bookings up to Rs 10000 and flat Rs 400 off on minimum transaction amount of Rs 8,000 for domestic flight tickets.
• Customers can also avail pre-approved offers online up to Rs 10 crore.

 Apart from these offers, customers could also avail some of the exclusive features of the Bajaj Finserv EMI Network like:

• Easy Loan up to Rs.4 lakh – From televisions and smartphones to furniture and groceries, a customer can avail loan of up to Rs.4 lakh to buy any consumer goods on easy EMIs from across 90,000+ partner stores.
• Instant approval (at store)– Customers need to fill an online form to avail instant loan through Bajaj Finserv EMI Network, making it entirely hassle-free. 
• Minimal Documentation – Customers don’t need to worry about submitting numerous documents as Bajaj Finserv EMI Network as the company ensures to offer a seamless experience to its customers by submitting KYC documents and a cancelled cheque. 
• EMI Network Card – Bajaj Finserv EMI Network Card is a convenient tool that helps customers just swipe and buy products on easy EMIs. Existing customers of Bajaj Finserv can easily apply for the EMI Network Card through the customer portal – Experia. Whereas, new customers can directly get the card on buying any product from the partner stores by submitting some basic documents. 
• Nominal or no Processing Fee on products – While purchasing through Bajaj Finserv EMI Network, a customer has to pay minimal or zero processing fee on the purchase of products. The total amount is divided into easy monthly EMIs. 
• Minimal or Zero down payment – The customers have to pay either a minimal down payment or no down payment amount while buying any product on Bajaj Finserv EMI Network, that converts the total cost into affordable EMIs. 

So get online and register yourself on the Bajaj Finserv EMI Network to make the most of these ‘Sparkling Diwali’ offers. #JustEMI your purchases and stand a chance to win exciting prizes. Offers valid till 28 October 2019.