Lifetime-free credit cards with airport lounge access (Yes, really!)

Many credit cards that boast zero annual fees often restrict their benefits to basic offers, such as minor cashback on groceries or small discounts on movie tickets. But what if you could unlock premium travel benefits, including airport lounge access, alongside exclusive shopping and lifestyle offers, without ever paying a joining or annual fee?

With IDFC FIRST Bank's range of credit cards, this exceptional value is not just a possibility; it's a reality. You can now apply for a lifetime-free credit card and enjoy a host of privileges typically reserved for high-fee, premium cards.

Are All Lifetime-Free Credit Cards Basic?

In most cases, yes. Most lifetime-free credit cards available on the market provide limited features, like standard reward points, modest cashback percentages, or a fuel surcharge waiver. While useful for everyday essentials, they rarely include value-added services like complimentary travel benefits or airport lounge access.

IDFC FIRST Bank breaks this norm. For example, the FIRST Select and FIRST Wealth Credit Cards are both lifetime-free and packed with a wide range of premium services.

• IDFC FIRST Select Credit Card: This card is a perfect companion for elevated lifestyle experiences. It offers reward points that never expire, complimentary railway and domestic airport lounge access, and Buy-1-Get-1 offers on movie tickets.
• IDFC FIRST Wealth Credit Card: For those looking to get a premium travel experience , this card offers all the benefits of FIRST Select and more. You gain access to international airport lounges, enjoy one of the lowest forex mark-up fees in the market (1.5%), and even get comprehensive travel insurance and concierge assistance—all without any joining or annual fees.

This makes IDFC FIRST Bank’s cards the clear and intelligent choice for individuals who demand both exceptional value and premium benefits without the financial burden of yearly charges.

What Airport Lounge Benefits Can You Expect?

Finding a lifetime-free credit card with airport lounge access is rare, but IDFC FIRST Bank makes this premium benefit accessible. Both the FIRST Select and FIRST Wealth Credit Cards include complimentary airport lounge access, an essential benefit for frequent flyers and occasional travellers alike.

• With the FIRST Select Credit Card, you receive two complimentary airport lounge and four railway lounge accesses in India visits every quarter. This is your pass to unwind before a flight / next railway travel, catch up on work in a quiet environment, or simply enjoy complimentary refreshments and Wi-Fi, escaping the chaos of the main terminal.
• The FIRST Wealth Credit Card elevates your travel experience even further, offering eight complimentary domestic / spa AND 8 international airport lounge visits per year. This makes global travel more comfortable, luxurious, and rewarding. What's more? This card also provides four complimentary railway lounge visits every quarter at select railway stations across India. This unique benefit ensures your journey is comfortable, whether you travel by air or rail.

Conclusion: Premium Perks, Zero Fees

In a market where airport lounge access is always tied to high annual charges, IDFC FIRST Bank’s lifetime-free credit cards are a refreshing and powerful alternative. Whether you are travelling for business or leisure, the FIRST Select and FIRST Wealth Credit Cards offer an unmatched combination of travel, lifestyle, and entertainment benefits.

Why settle for less or pay more? If you are looking to maximize your savings while enjoying the premium privileges you deserve, this is your opportunity.

Apply for a lifetime-free credit card from IDFC FIRST Bank today and experience the convenience, luxury, and value you truly deserve.