Chief minister employment generation programme is yet to gain public confidence like that of the Abua Awas Yojna, which is a craze here. 

A loan scheme is always second to Awas (shelter) scheme. Here in Palamu efforts are on to take chief minister employment generation programme every panchayat.

A personal initiative of the DC Shashi Ranjan saw 3,615 applications for the 

Chief Minister Employment Generation Programme (CMEGP) coming in at the recently conclude mega camps for it. 

It was held in all the 21 blocks here in a batch of 9,9 and 3 blocks of Palamu each one of the three day mega camp. 

Additional collector Kundan Kumar told this correspondent "This mega camp was purely the idea of the DC Shashi Ranjan alone. There has come no directive to it from the state."

CMEGP form is simple to be filled in but applicants just do it most casually. 

Additional collector Kundan Kumar said the applicant gives self attested copy of the caste  certificate but misses to give income certificate. 

Improper and inadequate filled CMEGP forms are rejectable outright if done online and hence applicants have been given time to submit papers and documents properly for its online entries. 

DC Shashi Ranjan during his visit to Sadar block mega camp too had asked for online entry for the offline applications. 

Following applicants not giving papers and documents 2561 applications for CMEGP couldn't be entered online. 

Only 1054 applications out of 3615 were found duly filled with papers and documents. Their online entries were done. 

A guarantor for loan above 50,000 like 50 001 rupee restricts many from applying for the CMEGP. A perspective loanee finds it hard to have a guarantor. 

An applicant refusing to be identified said guarantor is around but with a premium too. This is the major setback for the CMEGP as other provisions like rate of interest, moratorium period etc. are quite affordable. 

DC Shashi Ranjan and his team is determined to motivate the eligible and in need of loan to choose CMEGP for benefits like easy processing, lower rate of interest and longer moratorium and subsidy with rider.