E-payment post demonetisation is gaining popularity with sellers, retailers, students, professionals, shopkeepers and others adopting it to tide over cash crisis. People, who have not used digital payment, are now updating themselves.
Vinod Kumar Makkar, a manufacturer of jeans at Gandhi Nagar in Eat Delhi said he has started accepting payments by cheques and by other online means. “Online transaction is the easiest way of conducting business. I even convince other retailers to pay by cheque or transfer amount by using internet banking. Certainly, I am in favour of cashless transaction to reduce hassle free business. It should be promoted,” he said.
Rakesh lal, a juice vendor at Nehru Vihar, is also accepting money through digital mode and almost all the vegetable sellers are accepting payments by Paytm. “I ran short of hard cash on Tuesday but these sellers are accepting payments by Paytm and hence I did not have to run from pillar to post for withdrawing cash,” said Sudhir Tyagi, an employee with the North Delhi Power limited (NDPl).
“I have been accepting online payments even before demonetisation was announced so it is not new for me. I am prepared and welcome the move to go cashless,” said Pradeep Bansal, a businessman, who deals in medicine at Chandni Chowk.
“Although I have neither shopped online but after demonetisation, cash crisis forced me to place orders online even for basic daily essentials. My husband works with a multinational company in Gurugram and there is no one to stand in serpentine queues to withdraw cash. My husband taught me how to place the order on e-commerce websites and use internet banking. life has become simple for me”, said Pooja Singh, a housewife and a resident of Uttam Nagar.
Abhishek Gupta, an IAS aspirant living in Karol Bagh, said, “We do not have any option except going for online transaction. I had a Rs2,000 note and I went to buy some books at book stalls but failed as shopkeepers refused to give me change. Thereafter, I placed an order on e-commerce website and got the books delivered the next day. It saves time and energy as well”.
Prachi Kumari, a teacher at the private school in Model Town, said, “I am excited to accept change by changing myself. We should turn this problem into an opportunity to take the country towards a digital transaction environment.”
With digital payment platforms such as paytm Mobikwik, FreeCharge, Oxygen, earlier used to pay for mobile recharges and utility bills, expanding to restaurants, dhabas, petrol pumps, vegetable vendors and to even small tea stalls, it is becoming viable alternatives.