Al-Qaeda’s reclusive chief Ayman al-Zawahiri is cut off from his top commanders and keeping the outfit afloat only through loyalty as the once world’s most feared terror group is steadily losing recruits and funding sources to its splinter faction — the Islamic State. “Al-Qaeda is no longer a functioning organisation after being ripped apart by the Islamic State (ISIS),” the Guardian newspaper reported, quoting two of the terror group’s most important spiritual leaders.