Simple precautions from the customers can prevent occurrence of cyber crimes said expert of National Payments Corporation of India (NPCI) while addressing a media workshop here on Monday.
He said that the customers should ensure that the customers are alone inside the ATM at the time of operation and should cover the keys with one hand when logging in the PIN. Similarly one should look for snooping devices which could be pasted in the ATM by the fraudsters. The official said that all the bank accounts should be linked with the Aadhar and phone number so that customers can receive message and alert the bank if any unauthorised transaction occurs.
In the workshop NPCI officials informed that the company was formed in the year 2009 as the central infrastructure for various retail payment systems in India and was envisaged by the Reserve Bank of India (RBI) as the payment utility for all banks in the country. From a single service of switching of interbank ATM transactions through National Financial Service, the range of services has now grown to Cheque Truncation System, National Automated Clearing House (NACH), Aadhaar Enabled Payment System (AePS), RuPay card, Immediate Payment Service (IMPS), Unified Payments Interface (UPI), Bharat Interface for Money (BHIM), BHIM Aadhaar, National Electronic Toll Collection (NETC) and Bharat Bill Pay.
The officials of NPCI claimed that the BHIM app is fast emerging as preferred choice for digital money transfer. This app was launched by the Prime Minister Narendra Modi on December 30, 2016 and NPCI claimed that more than 18 millions downloads of the app has occurred till date. NPCI has also launched a referral system to encourage use of the BHIM app.