On this, the TAC decided to form a dedicated sub-committee involving tribal and land experts, retire senior officials from the community and bankers in couple of days. The committee would submit a detailed report suggesting a way out before the next TAC meet.Broad opinion on the contentious issue emerged that the State should play saviour or guarantor against the bank loans taken by tribals so that in case of anyone turning defaulter the land mortgaged could be saved from being auctioned. "As soon as the banks agree to make available loans for education, housing or business there would be huge demand for it among tribals who are mostly poor and possess small piece of land. Now, it is the duty of the State to intervene, protect the land and safeguard their interests and also the bankers at the same time," said Tirkey.