Loan Utsav 2026 Extended: Apply for a Bajaj Finance personal loan and get rewards

Bajaj Finance has extended the Loan Utsav 2026 until 10 September, giving eligible customers more time to avail of exclusive rewards by applying for a personal loan.

Bajaj Finance has extended Loan Utsav 2026 until 10 September 2026, giving eligible customers more time to apply for a Bajaj Finance Personal Loan and enjoy an exclusive reward bundle. If you are planning a major expense or need funds for an unexpected requirement, the extended campaign allows you to explore flexible financing options while accessing additional lifestyle benefits. 

Along with these rewards, when you apply for a personal loan from Bajaj Finance, you can also benefit from flexible loan amounts ranging from Rs. 40,000 to Rs. 55 lakh, repayment tenures from 12 months to 108 months, quick approval, minimal documentation and collateral-free borrowing.

Read on to know about Loan Utsav 2026, its benefits and more.

What is Loan Utsav 2026?

Loan Utsav 2026 is a limited-period campaign by Bajaj Finance that gives eligible customers an opportunity to apply for a Bajaj Finance Personal Loan and receive an exclusive reward bundle. Originally launched as a time-bound campaign, it has now been extended until 10 September 2026, allowing more customers to benefit from the campaign.

Eligible customers whose personal loan is successfully disbursed during the campaign period can enjoy a reward bundle that includes OTT subscriptions, music memberships, dining benefits, and vouchers. The campaign combines the convenience of a personal loan with additional lifestyle rewards, making it an attractive offering for customers planning their financial needs. The reward bundle is available only on successful loan disbursal during the campaign period and is subject to the applicable terms and conditions.

What rewards can you enjoy during the extended campaign?

During the extended Loan Utsav 2026 campaign, eligible customers can receive an exclusive reward bundle in addition to the benefits of a Bajaj Finance Personal Loan.

The reward bundle includes:

• Zee 5, Sony Liv & 14 other OTTs – 6 months free membership
• JioHotstar membership – 3 months
• Free 3-month Zomato Gold Membership
• Free 3-month JioSaavn Pro
• Free 45 Day Gaana membership
• Free 40+ Vouchers

These rewards add value to the overall borrowing experience while helping you enjoy entertainment, dining, music, and shopping benefits. The reward bundle is available only during the campaign period and is subject to applicable terms and conditions.

Why does the extension matter?

The extension of Loan Utsav 2026 until 10 September 2026 gives you more time to evaluate your financial requirements and choose a suitable borrowing option.

Instead of making a rushed decision, you can compare loan amounts, review repayment options, and understand the applicable personal loan interest rate before submitting your application. This additional time can help you plan your finances more effectively and choose a repayment tenure that suits your monthly budget.

The campaign extension is also beneficial if you have upcoming expenses over the next few weeks. Whether your requirement is planned or unexpected, you can apply at a time that works best for you while still enjoying the campaign rewards.

How can a Bajaj Finance Personal Loan help you?

A Bajaj Finance Personal Loan is a collateral-free financing solution that can be used for a variety of personal financial requirements. Since there are no restrictions on end use, you can use the loan amount according to your needs.

Some common uses include:

• Home renovation and repairs
• Wedding expenses
• Medical emergencies
• Higher education
• Domestic and international travel

The loan amount ranges from Rs. 40,000 to Rs. 55 lakh, making it suitable for both smaller and larger financial requirements. You can also choose a repayment tenure between 12 months and 108 months, allowing you to spread repayments over a period that aligns with your financial situation.

What are the key features of a Bajaj Finance Personal Loan?

A Bajaj Finance Personal Loan offers several features that make borrowing simple and convenient.

Some of the key features include:

• Loan amount from Rs. 40,000 to Rs. 55 lakh
• Repayment tenure from 12 months to 108 months
• Personal loan interest rate ranging from 10% to 30.5% per annum
• No collateral required
• Quick approval process
• Minimal documentation
• Online application process
• Disbursal within 24 hours* for eligible customers

These features give you the flexibility to choose a loan that matches your financial requirements while keeping the application process simple and convenient.

Who can apply for a Bajaj Finance Personal Loan?

A Bajaj Finance Personal Loan is available to eligible salaried and self-employed individuals who meet the applicable lending criteria. Before you apply for a personal loan, it is important to check the eligibility requirements to understand whether the product suits your financial profile.

While eligibility may vary, Bajaj Finance generally considers factors such as your age, income, employment status, repayment capacity, and credit profile during the assessment process.

Checking your eligibility before applying can help you choose an appropriate loan amount and repayment tenure based on your financial needs.

What documents may be required?

The online application process is designed to be simple and requires minimal documentation.

Depending on your profile, you may be asked to provide:

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Phone bill
• Real-time image / photograph

Additional documents may be requested, where applicable, as part of the verification process.

What is the personal loan interest rate?

The personal loan interest rate for a Bajaj Finance Personal Loan ranges from 10% to 30.5% per annum, depending on factors such as your eligibility, credit profile, and the applicable lending criteria.

Before you apply for a personal loan, it is advisable to review the applicable personal loan interest rate, repayment tenure, and estimated EMI. This helps you understand the total borrowing cost and choose a repayment option that fits your monthly budget.

How does the application process work?

Applying for a Bajaj Finance Personal Loan is designed to be quick and convenient.

You can begin the application online by providing your basic personal and financial details. Once the required documents are submitted and verified, eligible applicants may receive quick approval. Following approval, the loan amount can be disbursed within 24 hours*.

The fully digital application process helps reduce paperwork while allowing you to complete your application from the comfort of your home.

Make the most of the extended Loan Utsav 2026 campaign

The extension of Loan Utsav 2026 until 10 September 2026 gives you additional time to explore the benefits of a Bajaj Finance Personal Loan and the exclusive reward bundle available during the campaign. Whether you are planning a major life event or preparing for an unexpected expense, the campaign offers an opportunity to access flexible financing with added lifestyle benefits.

Before you apply for a personal loan, take time to review your eligibility, compare repayment options, and understand the applicable personal loan interest rate. Choosing a repayment tenure that suits your budget can help you manage your finances responsibly while meeting your borrowing needs.

If you are planning to borrow, you can check your eligibility and apply online for a Bajaj Finance Personal Loan before the Loan Utsav 2026 campaign concludes on 10 September 2026.

*Terms and conditions apply.