Sir — This refers to the editorial, “Tough, not impossible” (December 2). Given that the Indian economy is cash-driven, converting it into a cashless economy is challenging. However, Prime Minister Narendra Modi rightly stressed in his Mann ki Baat programme that first, the transition must happen to a ‘less-cash economy’ and then to a ‘cashless’ economy.
Modi also suggested some ways and means to reach out to the people who do not know how to make payments online. He asked the youth to reach out to their neighbours and help them get used to digital platforms. But to make this whole exercise far more meaningful, the Government must not only increase Net-banking penetration, but also Internet services to the remotest area — in villages, where connectivity is poor.