This refers to the editorial, “The cash to card regime” (June 26). The Government has taken a good initiative to incentivise payments through plastic cards and reduce the use of cash transactions as far as possible. It will be a much-needed relief for our cash-based economy. But we should be ready for some initial teething problems as it will take time to streamline the new thrust and draw a clear roadmap. The Prime Minister’s Jan Dhan Yojana is a big step in the direction of financial inclusion, but the Government needs to create infrastructure and communicate clearly to rural India, which is still clueless about the use of plastic money.
