As many as 51.41 lakh bank accounts have been opened in Haryana till September this year to ensure effective implementation of national programmes and schemes in the State.
An official spokesman of Haryana Government on Monday said that Haryana has become the fourth State in the country to achieve the milestone of covering all 48.58 lakh households in the State under the Pradhan Mantri Jan Dhan Yojana by providing them with a bank account by December 18, 2014.
He said that similarly, till September 2015, banks have enrolled 24.85 lakh persons under the Pradhan Mantri Suraksha Bima Yojana. Under this scheme, Rupees two lakh accidental-cum-disability insurance cover is provided to all the savings bank account holders in the age group of 18-70 years for a premium of Rs12 per annum. Besides, 7.79 lakh beneficiaries have been enrolled under the Pradhan Mantri Jeevan Jyoti Bima Yojana.
The spokesman said that under the Atal Pension Yojana, 10531 persons have been enrolled till September 2015. Similarly, work is being undertaken in mission mode under the Pradhan Mantri Mudra Yojana. As many as 44,792 beneficiaries have been enrolled under this scheme till October 5 and an amount of Rs201.87 crore has been disbursed in Haryana.
The Annual Credit Plan for the year 2015-16 was projected at Rs89,049 crore for Haryana against Rs78,295 crore in the year 2014-15, which is 13.7 per cent higher as compared to the previous year. The spokesman said that under Non-Banking Financial Companies, implementation of various Acts and preparation of their Rules is underway.
He said that regular meetings of State level Coordination Committee and Standing Committee are being held to monitor the number of cases registered under the Protection of Interests of Depositors (in financial establishment) Act 2014, with the Police Department and progress made in this regard.
Various financial parameters of the banks who are partners in implementation of various government schemes and transfer of subsidies directly into the accounts of the beneficiaries are being monitored on a quarterly basis in the meetings of the State level Bankers’ Committee.
Provision of advances to the needy in the categories of education, housing, agriculture, women and others is also regularly monitored in order to ensure that the benefit of institutional credit is made available to the poor and needy so as to protect them from the clutches of the money lenders, he said.
Giving information about restructuring of loans given to farmers of Haryana due to natural calamities in March 2015, the spokesman said that 73 per cent of total loans for the crop season have been restructured to mitigate the distress of farmers, whose crops had been damaged due to unseasonal rain and hailstorm.
The progress of restructuring of loans was vigorously monitored and the banks were also advised to direct the field functionaries to be more sensitive while dealing
with the affected farmers during their visit to the bank branches, he added.