State-owned PNB has waived processing fee and documentation charges for new housing and car loans till September-end. The 3-month ‘monsoon bonanza’ offer would end in September 30, the bank said. During the period the bank will be offering full waiver of upfront/processing fees and documentation charges for housing and car loans sanctioned from July 1 to September 30, it said. During FY’17, it said, the focus of the bank is on retail, particularly housing, car and education segment.