1. Pradhan Mantri Jan Dhan Yojana: More than 228 million bank accounts opened as on August 3, 2016, an increase of 31 per cent from 174 million in 2015 -- 24 per cent of these accounts had no money, a reduction of 22 per cent from 2015. The balance in the accounts increased 85 per cent over one year, from Rs 22,033 crore to Rs 40,795 crore.