A review meeting was organised to monitor the progress of implementation of various programmes in the disaster-affected areas by the State-level bankers committee here on Monday.
The Chief General Manager of State Bank of India (SBI) Manju Agarwal chaired the 49 meeting of the state bankers committee which discussed various growth parameters.
It was deliberated during the meeting that the credit deposit ratio of the State is on an increasing trend as it reached to 63 per cent in the year 2014 as against 58 per cent last year.
In the annual credit scheme the banks over performed in the non farming sectors by giving a credit of 2437 crores, which means 113 per cent achievement against the target. In the Kisan Credit card (KCC) scheme the banks gave 77029 KCCs against a targeted 100000 KCCs in the year 2013-14. To prevent multiple financing on the lands the banks are undertaking on line creation of charge on land records with the help of software “ security audit phase” which is created by NIC. For financial inclusion of remote villages the banks of the state are opening banks accounts by visiting these villages.
For the disaster affected districts of Rudraprayag, Chamoli, Uttarkashi, Pithoragarh and Bageshwar a special scheme ‘Residential tourism grant scheme’ is being undertaken by the banks and would be operational up to March 2019.