On Digital India Day, Prime Minister Narendra Modi through video conferencing spoke with 41-year-old Najmeen Shah of Ujjain Municipal Corporation of Madhya Pradesh, who is among the beneficiary street vendors of PM Swanidhi Yojana across the country.
Modi asked Najmeen Shah ji do you take digital payment or cash. On this, Najmeen said – Sir, I take payment both in cash and digital. QR code has been placed on the fruit cart. I ask the customer to make digital payment. When the Prime Minister asked Najmeen to make online transaction, she showed by making an online transaction of Rs 1520 with fruit trader Shubham with her mobile. Najmeen said that our financial condition became weak in the lockdown. We didn't have anything. We came to know about PM Swanidhi Yojana through newspaper. Applied online by going to MP Online. All installments were also paid online.
Najmeen Shah is the only woman from Ujjain district who did every transaction online. She is famous as Digital Najmeen. She filled the form through MP Online and paid the fees online. Approval was received from the corporation and also deposited the installments of the bank online under the scheme.
Najmeen Shah has set up a fruit cart at Nagjhiri square on Dewas Road in Ujjain. She also returned the loan of Rs 10,000 on time. After this she again took a loan of Rs 20,000. She also repaid this loan on time. This time Najmeen also got cash back of Rs 1000 on timely repayment of loan. Najmeen has told that she has also learned sewing work under the Pradhan Mantri Kaushal Vikas Yojana. With this, she earns about 200 rupees a day.
Urban Development and Housing Minister Bhupendra Singh informed that till date, 6.12 lakh vendors in Madhya Pradesh have been registered and 5.78 lakh street vendors have been given identity cards and sale certificates after verification under PM Swanidhi Yojana. Based on this, online applications were submitted to banks by 4.83 lakh street sellers. Loans of Rs 10,000 each were sanctioned to 3.83 lakh street vendors through various banks. Out of these, 3.24 lakh were given loans to start their livelihood. Madhya Pradesh ranks second in the country by being a leader in the implementation of this scheme.