Minister for General Administration Govind Singh informed that as per the instruction of the Chief Minister Kamal Nath, Health Insurance Scheme has been prepared to provide medical facilities to all the serving and retired officers/employees and their families. After the formal approval to the scheme, it will be implemented soon.
Singh further said that under the scheme, cashless treatment facility upto Rs 5 lakh for general illnesses and upto Rs 10 lakh for serious illnesses will be provided to about 7.5 lakh serving and about 5 lakh retired Government servants and their families.
Singh further stated that health card will be issued to each serving/retired Government servant to enable him/her to get free medical treatment facility in selected network hospitals.
The actual payment will be made by the insurance company directly to hospital through implementation agency.
Provision is being made to get cases of accident or other emergencies referred by the concerned CMOs in other hospitals for the treatment apart from the empanelled hospitals.
Govind Singh informed that there is a provision to give upto Rs 10,000 as OPD expenses apart from the treatment and operation expenses, Apart from this, provision is being made to give amount towards expenditure of medicines after the operation and expenses incurred on purchase of medicines for diseases like blood pressure and diabetes.
Besides, Singh informed that it is also being considered to provide the benefit of the scheme to the employees working on contract basis in various corporations-boards.
The premium amount of insurance will be decided as per the 'Pay Band ' of the serving government servant and as per the pension amount of the retired Government servant. The monthly premium contribution amount will be minimum Rs 250 and a maximum of Rs 1000, which will be deducted from the salary of the Government servants.